COURSES
MBAData Science & AnalyticsDoctorate Software & Tech AI | ML MarketingManagement
Professional Certificate Programme in HR Management and AnalyticsPost Graduate Certificate in Product ManagementExecutive Post Graduate Program in Healthcare ManagementExecutive PG Programme in Human Resource ManagementMBA in International Finance (integrated with ACCA, UK)Global Master Certificate in Integrated Supply Chain ManagementAdvanced General Management ProgramManagement EssentialsLeadership and Management in New Age BusinessProduct Management Online Certificate ProgramStrategic Human Resources Leadership Cornell Certificate ProgramHuman Resources Management Certificate Program for Indian ExecutivesGlobal Professional Certificate in Effective Leadership and ManagementCSM® Certification TrainingCSPO® Certification TrainingLeading SAFe® 5.1 Training (SAFe® Agilist Certification)SAFe® 5.1 POPM CertificationSAFe® 5.1 Scrum Master Certification (SSM)Implementing SAFe® 5.1 with SPC CertificationSAFe® 5 Release Train Engineer (RTE) CertificationPMP® Certification TrainingPRINCE2® Foundation and Practitioner Certification
Law
Job Linked
Bootcamps
Study Abroad
MS in Data AnalyticsMS in Project ManagementMS in Information TechnologyMasters Degree in Data Analytics and VisualizationMasters Degree in Artificial IntelligenceMBS in Entrepreneurship and MarketingMSc in Data AnalyticsMS in Data AnalyticsMS in Computer ScienceMaster of Science in Business AnalyticsMaster of Business Administration MS in Data ScienceMS in Information TechnologyMaster of Business AdministrationMS in Applied Data ScienceMaster of Business Administration | STEMMS in Data AnalyticsM.Sc. Data Science (60 ECTS)Master of Business AdministrationMS in Information Technology and Administrative Management MS in Computer Science Master of Business Administration Master of Business Administration-90 ECTSMSc International Business ManagementMS Data Science Master of Business Administration MSc Business Intelligence and Data ScienceMS Data Analytics MS in Management Information SystemsMSc International Business and ManagementMS Engineering ManagementMS in Machine Learning EngineeringMS in Engineering ManagementMSc Data EngineeringMSc Artificial Intelligence EngineeringMPS in InformaticsMPS in Applied Machine IntelligenceMS in Project ManagementMPS in AnalyticsMS in Project ManagementMS in Organizational LeadershipMPS in Analytics - NEU CanadaMBA with specializationMPS in Informatics - NEU Canada Master in Business AdministrationMS in Digital Marketing and MediaMSc Sustainable Tourism and Event ManagementMSc in Circular Economy and Sustainable InnovationMSc in Impact Finance and Fintech ManagementMS Computer ScienceMBA in Technology, Innovation and EntrepreneurshipMSc Data Science with Work PlacementMSc Global Business Management with Work Placement MBA with Work PlacementMS in Robotics and Autonomous SystemsMS in Civil EngineeringMS in Internet of ThingsMSc International Logistics and Supply Chain ManagementMBA- Business InformaticsMSc International ManagementMBA in Strategic Data Driven ManagementMSc Digital MarketingMBA Business and MarketingMSc in Sustainable Global Supply Chain ManagementMSc Digital Business Analytics MSc in International HospitalityMSc Luxury and Innovation ManagementMaster of Business Administration-International Business ManagementMS in Computer EngineeringMS in Industrial and Systems EngineeringMaster in ManagementMSc MarketingMSc Global Supply Chain ManagementMS in Information Systems and Technology with Business Intelligence and Analytics ConcentrationMSc Corporate FinanceMSc Data Analytics for BusinessMaster of Business AdministrationMaster of Business AdministrationMaster of Business AdministrationMSc in International FinanceMSc in International Management and Global LeadershipMaster of Business AdministrationBachelor of BusinessMaster of Business Administration 60 ECTSMaster of Business Administration 90 ECTSMaster of Business Administration 90 ECTSBachelor of Business AnalyticsBachelor of Information TechnologyMaster of Business AdministrationMBA Business AnalyticsMSc in Marketing Analytics and Data IntelligenceMS Biotechnology Management and EntrepreneurshipMSc in Luxury and Fashion ManagementMaster of Business Administration (90 ECTS)Bachelor of Business Administration (180 ECTS)B.Sc. Computer Science (180 ECTS) MSc in International Corporate Finance MSc in Sustainable Luxury and Creative IndustriesMSc Digital MarketingMSc Global Supply Chain Management (PGMP)MSc Marketing (PGMP)MSc Corporate Finance (PGMP)MSc Data Analytics for Business (PGMP)MS Business AnalyticsMaster of Business AdministrationMS Quantitative FinanceMS Fintech Management
For College Students

MSc International Management Degree from ISM & Professional Certificate in Global Business Management from GGU, USA

Dual Credentials

16 months on-campus in ISM, Germany

7.5 months online with GGU USA

Start date for online program

Coming Soon

in degree cost

Save up to INR 9 Lakhs

Eligibility

Apply for Upto 18 Months of PSW

    About the Program

    Blended Program

    Blended Program

    Study 7.5 months online with GGU USA and 16 months on-campus at International School of Management, Germany

    Student Support

    Student Support

    Student Support is available. You can write to us via studentsupport@upgrad.com Or for urgent queries, use the "Talk to Us" option on the Learn platform

    End-to-end counseling and visa support

    End-to-end counseling and visa support

    End-to-end counselling and visa support: upGrad team will help you with application to International School of Management Germany, securing confirmed offer letter & support with Germany visa application.

    Program Overview

    Key Highlights

    ISM is the only private university of applied sciences that is accredited by AACSB (2024), placing it among the Top 5% Business Schools in the world.
    ISM is the only private university of applied sciences that is accredited by AACSB (2024), placing it among the Top 5% Business Schools in the world.
    This program is also accredited by the German Council of Science & Humanities
    This program is also accredited by the German Council of Science & Humanities
    ISM is indefinitely accredited by FIBAA in 2021
    ISM is indefinitely accredited by FIBAA in 2021
    One of the best private German universities as per CHE Ranking in 2023/2024
    One of the best private German universities as per CHE Ranking in 2023/2024
    Eligible to apply for up to 18-months PSW after graduation
    Eligible to apply for up to 18-months PSW after graduation
    Learn from world-class faculty members & industry experts
    Learn from world-class faculty members & industry experts
    Career Essential Soft Skills Program
    Career Essential Soft Skills Program
    ISM is one of 106 universities included in U-Multirank for Germany  in 2022
    ISM is one of 106 universities included in U-Multirank for Germany in 2022
    In-built IELTS prep to be provided by upGrad
    In-built IELTS prep to be provided by upGrad
    Top 10 Private Applied Sciences Universities in Germany as per Trendence Rankings
    Top 10 Private Applied Sciences Universities in Germany as per Trendence Rankings
    Dual certification - GGU as well as International School of Management, Germany
    Dual certification - GGU as well as International School of Management, Germany

    “Our aim is simple: We strive to create high-impact, hands-on experiences that prepare students for meaningful and productive careers.”

    Ronnie Screwvala, Co-Founder, upGrad

    upGrad__1638356741614

    Syllabus

    Best-in-class content by leading faculty and industry leaders in the form of videos, cases, and projects.

    download Syllabus

    Top Subjects You Will Learn

    Fundamentals of Business, Management and Leadership, Corporaview more

    Job Opportunities

    Financial controller, International Sales Manager, Business view more

    Who Is This Programme For

    Sales and Marketing Executives, Managers and Entrepreneurs lview more

    Minimum Eligibility

    For GGU
    • A minimum of 3 years of Bachelor's deg
    view more

    Explore our Learning Platform

    Learn on an AI-powered & personalised platform with best-in-class content, live sessions & mentoring from leading industry experts.
    Explore our Learning Platform

    Syllabus

    Best-in-class content by leading faculty and industry leaders in the form of videos, cases and projects, assignments and live sessions

    Download Brochure

    Fundamentals of Business (Year 1)

    3 Creddits

      Management and Leadership (Year 1)

      3 Credits

        Marketing Management (Year 1)

        3 Credits

          Foundations of Business Analytics (Year 1)

          3 Credits

            Corporate Finance (Year 1)

            3 Credits

              Teamwork in Organisations (Year 1)

              3 Credits

                Semester 1 (Year 2)

                30 ECTS

                  International Business Environment (Year 2)

                  • International Business Law (2 ECTS)
                  • International Financial Management (2 ECTS)
                  • International Financial Reporting (2 ECTS)

                  International Strategic Management (Year 2)

                  • Advanced Strategic Management (2 ECTS)
                  • Business Development (2 ECTS)
                  • International Business Game (2 ECTS)

                  Innovation Competence (Year 2)

                  • Innovation Management (2 ECTS)
                  • Project Management (2 ECTS)
                  • New Business Models & Design Thinking (2 ECTS)

                  Organizational Development (Year 2)

                  • Global HR Management (2 ECTS)
                  • New Work in International Organizations (2 ECTS)
                  • Transformation in the Global Environment (2 ECTS)

                  Leadership Skills

                  • Corporate Governance & Business Ethics (2 ECTS)
                  • Negotiation, Communication & Executive Presentations (2 ECTS)
                  • Cross Cultural Leadership (2 ECTS)

                  Work placement ( 12 ECTS)

                    Semester 2 (Year 2)

                    30 ECTS

                      Consulting Project

                      • Consulting Project (4 ECTS)
                      • Managing Consulting Projects (2 ECTS)

                      International Controlling & Corporate Finance

                      • Corporate Controlling (2 ECTS)
                      • Business Planning & Venture Capital (2 ECTS)
                      • Financial Risk Management (2 ECTS)

                      Marketing in a Globalized World

                      • Digital Marketing (2 ECTS)
                      • Customer Relationship Marketing (2 ECTS)
                      • Advanced Market Research (2 ECTS)

                      International Operations Management

                      • Global Sourcing (2 ECTS)
                      • Production & Supply Chain Management (2 ECTS)
                      • Logistics Management (2 ECTS)

                      Semester3* (Year 2)

                      24 ECTS
                      • *Complete semester 3 is waived on the basis of GGU online course

                      Master's Thesis (Year 2)

                      30 ECTS

                        The upGrad Advantage

                        benefits

                        Student Support

                        Student Support
                        Student Support is available. You can write to us via studentsupport@upgrad.com Or for urgent queries, use the "Talk to Us" option on the Learn platform.
                          benefits

                          Expert Feedback & Learning

                          Expert Feedback & Learning
                          TA sessions
                            Regular live sessions by experts to clarify concept related doubt
                              Receive unparalleled guidance from industry mentors, teaching assistants and graders
                                benefits

                                Q&A Forum

                                Q&A Forum
                                Peer-to-peer discussion forum where you can post your queries and your peers/faculty/teaching assistants answer your queries within a day. Regular Q&A sessions with faculty to get clarification on conceptual doubts.

                                  Admission Process

                                  There are 4 simple steps in the Admission Process which is detailed below:

                                  Online Program Fee -

                                  ₹ NaN (No taxes applicable)

                                  View Plans

                                  On-Campus Program at ISM- EUR 17,100 (Indicative Tuition Fee Including Thesis)

                                  Indicative living cost in Germany is EUR 11,904 per annum

                                  Empowering learners of tomorrow

                                  Over 1,00,000 students go to Germany to learn every year. Connect with our counselors to know how you can be next!

                                  Golden Gate University Alumni Work At

                                  Start Referring

                                  Refer someone and Earn up to INR 50,000 Cashback/Vouchers, on every successful enrollment!

                                  Your friend also gets an instant scholarship!

                                  upGrad does not grant credit; credits are granted, accepted or transferred at the sole discretion of an educational institution. upGrad does not make any representations regarding the recognition or equivalence of the credits or credentials awarded, unless otherwise expressly stated. If you intend to pursue a post graduate or doctorate degree upon completion of this course or apply for employment which requires specific credits, we advise you to enquire further regarding the suitability of this degree for your academic and/or professional requirements before enrolling.

                                  Frequently Asked Questions

                                  About the Program

                                  What is the scope of MSc International Management with upGrad?

                                  With the idea to become one of Germany’s top business schools in internationalization and industry outreach, ISM offers its students the ability to manage responsibilities in the global business environment.

                                  • The MSc International Management program meets all the quality standards set by the Foundation of International Business Administration Accreditation (FIBAA).
                                  • The program is also accredited by the German Council of Science & Humanities.
                                  • To ensure a practical experience for the students, the program has a compulsory internship of 12 weeks, several workshops, and industrial excursions.
                                  • The MSc International Management is taught entirely in the English language.
                                  • Small classroom size with a 1:7 supervision ratio of university teachers/students.
                                  • Get trained by seasoned faculty and over 56 well-acclaimed international guest lecturers.
                                  • Get a chance to intensify your intercultural competencies with students from over 84 nationalities.
                                  • Apart from business management, learners will also engage with the latest developments in design thinking, agility and new work. 
                                  • Learners can qualify for leading positions in international companies.

                                  What type of learning experience should I expect?

                                  The content will be a mix of interactive lectures from industry leaders as well as world-renowned faculty. Additionally, the program comprises live lectures or hangout sessions dedicated to solving your academic queries and reinforcing learning. Once you reach Germany, you will get face to face learning from Professors. On completion of the program, you will have the option to apply for PSW in Germany as well as get support from the International School of Management, Germany and  Career Services to build a career in Germany.

                                  Is any certification granted at the end of the program?

                                  Post successful completion of the program, a Professional Certificate in Global Business Management would be awarded from GGU US and a Master's degree in MSc International Management from International School of Management, Germany.

                                  Can I sign up only for a few specific modules if I am interested in it?

                                  No, the program is designed to be completed in its entirety, and cannot be taken as standalone modules.

                                  Is any certification granted at the end of the program?

                                  Post successful completion of the online program, Professional Certificate Management in Global Business Management would be awarded from GGU and on completion of the on-campus degree program, a Master's degree in MSc International Logistics and Supply Chain Management shall be conferred upon by International School of Management, Germany.

                                  Can I sign up only for a few specific modules if I am interested in it?

                                  No, the program is designed to be completed in its entirety, and cannot be taken as standalone modules.

                                  Admissions

                                  Is there a minimum qualification for this program?

                                  For GGU 

                                  •  A minimum of 3 years of Bachelor's degree with a minimum of 50% or above marks is acceptable with minimum 6 months of studies in Business Sciences (Mathematics/Technical/ Computing/ Economics/ Market Research; or related fields
                                  • General BA/ General BSc degrees (without specialization) are not acceptable
                                  • Bachelor’s degree awarding university/institute should be H+. To check H+ please visit (https://anabin.kmk.org/no_cache/filter/institutionen.html)

                                  For ISM

                                  • The applicant must successfully complete a Professional Certificate in Global Business Management from GGU with an aggregate of minimum 3.0 or above GPA with a minimum passing grade of C- in each course
                                  • Students with less than 3 GPA marks will have to pass the admission test*
                                  • TOEFL (iBT) is 80 or above or IELTS 6 and Medium of Instruction English(not older than 5 years) till the time student reached on-campus

                                   Note: *For more details of Test refer to the FAQs section

                                  • Test comprises a Case Study and an Interview.
                                  • Applicants must have a UG degree in which at least 30 ECTS have been obtained in the field of business (e.g., business administration, economics, business information systems; or related fields), of those credits or in addition to those credits at least 10 ECTS must have been earned in quantitative courses (e.g., mathematics, statistics, computer science, technology, market research, econometrics; or related fields). 
                                  • We will also support you for the application process to the International School of Management, Germany, once we receive all the mandatory documents from your end. You need to provide all the documents required to apply at International School of Management, Germany within 3 months of the Cohort Commencement date of the M.Sc. Accel Program. We will also guide you for applying to the German Embassy for a Visa once you receive required documents from the ISM Germany.

                                  What are the documents needed for the application?

                                  • Scanned copy of Marksheet and Under Graduation degree
                                  • Scanned copy of Passport
                                  • Scanned copy of Graduation Transcript
                                  • Scanned copy of passport size photographs
                                  • Updated Resume
                                  • Letter of Motivation/SOP
                                  • External proof of knowledge of foreign languages 
                                  • Proof of English Proficiency as per the criteria mentioned above in the document (TOEFL/IELTS)
                                  • Medium of Instruction

                                  Can I still apply for the program if I have scored less than 3 GPA in my GGU certificate program?

                                  Students with less than 3 GPA  marks will have to pass the admission test consisting of a Case Study and an Interview. Students need to register online for the Admission test. Students receive three topics after the registration and they need to work out a small essay and a PowerPoint presentation. Please make sure that the students prepare and submit the written elaboration within the deadline indicated in the instruction.

                                  Can I apply for the program if I am in my last year of an undergraduate degree?

                                  You can only apply for the program upon receiving a provisional certificate of your Bachelor's degree.

                                  What is the admission process?

                                  Step 1: Complete Application Complete your application and submit the required details. The Admissions Committee will then review your application - which include your work experience & educational background.

                                  Step2:  Apply for the Scholarship Submit your Statement of Purpose to join a GGU program. 

                                  Step 3: Get Shortlisted & Receive the Offer Letter Upon qualifying, an Offer Letter will be sent to you confirming your admission to the course.

                                   Step 4: Block your Seat Block your seat with an initial payment of INR 25,000 to enroll into the Program. Begin your leadership journey.  Will I get a conditional offer letter from the International School of Management, Germany?Once you provide us with all required documents, we will apply to the International School of Management, Germany on your behalf and secure your conditional offer letter.

                                  Germany

                                  What are the part-time working rules in Germany?

                                  As a student, you can work part time. The time permitted in accordance with the immigration is 120 full days or 240 half days in a year. Typical wage in Germany is around 10 Euros per hour.

                                  What are the living costs per year in Germany?

                                  The indicative cost of living is 11,904 Euros per year. 

                                  What are the post-study work visa rules in Germany?

                                  Germany allows for the application of up to 18 months of a post-study work visa after completing a degree from Germany.

                                  About International School of Management

                                  Can you give more details on the International School of Management, Germany?

                                  The International School of Management (ISM) features among Germany's leading private business schools. Founded in 1990, the ISM has seven campuses in Munich, Dortmund, Cologne, Frankfurt, Stuttgart, Hamburg, and Berlin and is home to over 3850 students. A personal learning atmosphere and practical orientation are the key contributors to ISM's success factors in tandem with intensive training of soft skills and teaching professional skills. This includes exciting practical projects and internships and lecturers from the business world. These success factors are reflected in all ISM's programs – Bachelor's, Master’s, and MBA. The university is state-accredited unlimitedly, and all study programs are recognized by the quality of the Accreditation Council and the Foundation for International Business Administration (FIBAA). ISM has a professor-to-student ratio of 1:7, and by learning in small groups, students can get all their queries answered, focus on their personal development goals, and be prepared for a prolific international career. 

                                  Why should I study at the International School of Management, Germany?

                                  • High-quality education: Top-ranked teaching and unlimited state accreditation (FIBAA). More than 30 years of educational competence
                                  • Globally connected: Network of 190 partner universities for your semester abroad
                                  • Learn from the Industry Experts: German, international, and guest lecturers from the business world.
                                  • Diversity: Students of 84 nationalities; 30% international students
                                  • Personal Teaching Atmosphere: small study groups, focusing on interdisciplinary, practically oriented content and case studies
                                  • Seven campuses in major German cities

                                  When will I go to the International School of Management, Germany?

                                  The Intake for International School of Management, Germany is October. 

                                  Which topics are going to be covered as part of the program?

                                  The program will be delivered on a robust technology platform to create a superior learning experience for participants who want to be on the cutting edge of the management. With this program, Golden Gate University, USA & ISM, Germany together seek to develop the next generation of leaders. The topics that are going to be covered are Fundamentals of Business, Management and Leadership, Marketing Management, Foundations of Business Analytics, Corporate Finance and much more.

                                  Can international students work to pay for their educational expenses?

                                  As a student, you have the opportunity to engage in part-time employment while pursuing your studies. The duration allowed under immigration regulations is 120 full days or 240 half days annually. In Germany, the average hourly wage is approximately 10 Euros.

                                  Will I be supported for TOEFL/IELTS/PTE or other English language exams during this program?

                                  Yes, upGrad will help you prepare for the English proficiency test to establish your current English proficiency to be eligible for the Master's program in Germany.

                                  Time Commitment

                                  What is the time commitment expected for the Program?

                                  At least 12-15 hours per week of time commitment is expected to be able to graduate from the online program. The on-campus program in Germany is full time and will have an appropriate workload.

                                  How will my doubts/questions be addressed in an online Program?

                                  Peer-to-peer discussion forum where you can post your queries and your peers/faculty/teaching assistants answer your queries within a day. Regular Q&A sessions with faculty to get clarification on conceptual doubts.

                                  Payment

                                  No cost CC EMI FAQ's

                                  0% EMI with Finance partners /Credit card option availability will vary program wise.

                                  1. Which banks allow using 0% Credit card EMI or Credit card EMI?
                                  No cost EMI is available on credit cards from all major banks (American Express, Bank of Baroda, HDFC Bank, ICICI Bank, IndusInd Bank, Kotak Mahindra Bank, RBL Bank, Standard Chartered, Axis Bank, Yes Bank, State Bank of India, CITIBANK and HSBC)


                                  2. Is there any minimum transaction limit ?
                                  Yes. 50000 is the minimum.

                                  3. Standard Chartered Bank offers 18 or 24 months No Cost EMI ?
                                  No. ONLY 12 months is available irrespective of the Program enrolled.

                                  4. Will I have to pay any extra amount for EMI transaction?
                                  If you are availing 0% credit card EMI, upGrad will not charge any processing fees or down payment for these transactions. Your bank may levy GST or other taxes on the interest component of the EMI.

                                  5. Are there any fees or down payment?
                                  Certain banks charge nominal processing fees between INR 99 - 500 on 0% Credit Card EMI transaction. If charged, will be billed in the first repayment installment.

                                  6. Can I use my International credit card for 0% credit EMI or Credit Card EMI?
                                  Only the Indian bank credit cards can be used. But you can pay the amount using the Credit card option in one shot / part payments, and later you can convert into EMI from your respective bank. The tenures and interest charged will depend on your bank. upGrad will not charge any processing fees or down payment for these transactions, this will be purely between you and your bank.

                                  7. Are there any charges in case I opt for cancellation/refund from the course after paying balance with no cost EMI ?
                                  Yes, there will be additional charges to the extent of interest paid by the upGrad to the bank, you will be refunded only Principal amount, i.e. the amount actually deducted/blocked from your card. This deduction will be in addition to the amount mentioned in the refund policy shared with your offer letter.

                                  8. Can I Pay Using Multiple Credit Cards ?
                                  Multiple cards can be used to complete the payments using Part payment option make sure to inform the learner, minimum transaction is INR 50000 to opt for 0% CC EMI E.g. Amount to be paid: 150000. I can pay using 2 Credit cards. Yes, Example :
                                  HDFC Card – Part payment – INR 100000
                                  ICICI Card – Part payment – INR 50000

                                  9. How can I opt for Credit card EMI if my bank is not listed in the 0% Credit card EMI or Credit card EMI?
                                  You can pay the amount using the Credit card option in one shot / part payments, and later you can convert into EMI from your respective bank. The tenures and interest charged will depend on your bank. upGrad will not charge any processing fees or down payment for these transactions.

                                  10. Why is the entire amount blocked on my credit card?
                                  Initially your bank will block the entire amount from your available purchase limit and from your next billing cycle, you will be charged the EMI amount. As you start paying your EMI, your credit limit will be released accordingly. For example, if you have made a payment of ₹100000 on 6-months EMI and your credit limit is ₹200,000 then initially your bank will block your credit limit by ₹100000. After payment of your first month EMI of Rs.15000, the blocked amount will come down to ₹85000.

                                  11. Why is interest getting charged on No Cost EMI?
                                  Your bank will charge you interest. However, this interest charge has been provided to you as an upfront discount at the time of your payment, effectively giving you the benefit of a No cost EMI. The total amount paid during the entire EMI tenure to the bank will be equal to the amount to be paid to upGrad.

                                  Eg. Amount payable to upGrad: INR 405000
                                  Let's say Amount deducted at the time of transaction: INR 379850 (Principal amount) Bank charges interest of 12-15% per annum on INR 379850
                                  [Note: Interest factor is reducing rate and not Flat rate]
                                  EMI AMOUNT = INR 33750 x 12 = INR 405000
                                  Effectively, you have taken loan on 379,850 instead of 405,000

                                  Refund Policy

                                  Is there any deferral or refund policy for this program?

                                  Refund Policy:
                                  1. Students must pay an applicable Caution Amount for the enrollment to the Program. This Caution Amount will be adjustable against the total Program fee payable by the student. 
                                  2. Once the student has made a partial or full payment of Program fee, such student can claim a refund for this amount at any time before the cohort commencement date by raising a refund request through ‘My applications’ page on our website (www.upgrad.com), stating the specific reason for the refund. The refund shall be subject to a deduction of INR. 20,000/- towards processing fee. If less than INR. 20,000/- have been paid in total, students shall not be eligible for any refund in such a case. 
                                  3. Students shall not be eligible for a refund (under any circumstances) if the refund request is raised postprogram/Batch Start Date. In such a case, the student will continue to pay the EMI of his loan (if applicable), as the loan cannot be canceled. This is also applicable to students who could not complete their payment and could not get enrolled in their opted cohort. However, the student can request a PreProgram deferral as per the policy defined below for the same. 
                                  4. Studentshall not be eligible for refund of any amount paid towards the Program in case any discrepancy is identified between your application and self-attested documents including but not limited to wrong details about your grades or any other incorrect information provided in your application. 
                                  5. In case of a valid refund request post obtaining the loan from a third party credit facility provider, we would like to clarify that the responsibility of canceling the loan will lie with the student as upGrad is not privy to such arrangements between the student and the third party credit facility provider. 
                                  6. If students do not provide documents as per the timeline mentioned in the offer letter, they will be deferred to the next batch but they will not be eligible for any refunds.

                                  Deferral Policy: (Pre- Program Commencement)
                                  1. If a Learner, due to unavoidable circumstances is unable to commence with the cohort and requests for a deferral before the Cohort Commencement Date, Learner will have an option to defer to another batch. 
                                  2. However, the learner will be required to pay 50% of the Total Program Fee amount (inclusive of taxes) before the deferral can be approved. Till this condition is complied with, the Learner will be assumed to be continuing in the same cohort. 
                                  3. A Learner can request for deferral only once and to either of the scheduled cohorts to start in the next 1 year from the batch start date of the initial batch the Learner enrolled for. 
                                  4. The Learner has time till the current Cohort Commencement Date to make the payment of the 50% of the Total Program Fee, post which the deferral request will expire. Once the deferral window expires and the Learner asks for a refund after the Cohort Commencement Date, the above-mentioned applicable refund policy will apply. 
                                  5. The fee applicable to the deferred Learner will be as per prevailing Total Program Fee for the batch Learner as opted to defer to (No additional deferral fee is required to be paid).

                                  Deferral Policy: (Post Program Commencement)
                                  1. If a learner is facing severe issues in dedicating time to the course, Learner will have an option to defer to another batch.A Learner can request for deferral only once and to either of the scheduled cohorts to start in the next 1 year from the Cohort Commencement Date of the initial batch the Learner enrolled for. 
                                  2. The Learner will be required to pay a deferral fee of 5% of the Total Program Fee (inclusive of taxes) if any along with the differential program fees between the two cohorts. 
                                  3. The deferral request will be approved once the deferral fee is paid. 
                                  4. Till this condition is complied, the Learner will be assumed to be continuing in the same cohort. 
                                  5. The Learner has 7 days (including holidays and weekends) from the date of deferral request to make the payment of the deferral fee, post which the deferral request will expire, and the learner will continue as part of the current cohort. 
                                  6. If the Learner completes the deferral payment, the Learner’s login will be disabled, The Learner will leave the deferred cohort and the Learner will start learning on the new cohort from the point of the last assignment that was graded in the deferred cohort. All grades and progress till that point will be carried forward as it is to the new cohort. 
                                  7. The deferral can only be requested during the batch for which the Learner has enrolled is ongoing. Once the batch has been completed, deferral requests shall not be entertained. For clarification, the batch completion here shall mean the “last grace deadline” as communicated by upGrad. Case Deferral fee Before Program Commencement 50% program fee (including taxes) to be paid upfront- no additional deferral fee to be paid Post Program Commencement (0-7 days after program start date) 5% of the program fee (including taxes) to be paid within 7 days as deferral fee Post Program Commencement (8 days after program start date) Will have to continue as a part of the current cohort.

                                  CaseDeferral fee
                                  Before Program Commencement50% program fee (including taxes) to be paid upfront- no additional deferral fee to be paid
                                  Post Program Commencement (0-7 days after program start date)5% of the program fee (including taxes) to be paid within 7 days as deferral fee
                                  Post Program Commencement (8 days after program start date)Will have to continue as a part of the current cohort